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| Document Type: | General |
| Publish Date: | 2010, |
| Primary Author: | Zaigham Mahmood Rizvi |
| Edited By: | Suneela Farooqi |
| Published By: | Infrastructure and Housing, State Bank of Pakistan |
Evolution of the regulatory framework in Pakistan. The presentation covers the regulation & supervision of the mortgage finance sector in Pakistan by SBP (Commercial Banks & HBFC) through enforcement of prudential regulations (PRs ), housing finance is a part of consumer finance PRs, until housing specific PRs are framed, annual on-site inspections (by banking inspection department), off-site supervision through off -site supervision & enforcement & banking surveillance departments, and by SECP through housing finance by NBFCs and HFCs are regulated by SECP under NBFI rules, and housing specific regulations are being framed.