The Nature of contract is a co-ownership. The transaction is not based on lending & borrowing of money but on the joint ownership of an asset. In Islamic Housing Finance, bank takes risk in property up to t...

This presentation is based on Islamic housing financing. It describes various modes of Islamic financing like Murabaha, Ijarah, Istisna, and Diminishing Musharakah (Mostly used in banks for Islamic Housing Fina...

The need and methods of developing sustainable formal rental housing market. It discusses the advantages of rental housing against homeownership, the availability and affordability across households with varyin...

Affordable housing in Ahmedabad, India. In 2012, the estimated housing shortage in India was 18.78 million units. 88% of this shortage pertains to households with annual incomes of about Rs100,000 (USD 1,724) a...

This document is  detailing the state of housing and housing finance of Afghanistan. The document mentions how Afghanistan’s particular history had an effect on the urbanization and flow of population within th...

This paper outlines the current situation in which financial institutions operate within the housing sector and the major issues that need to be addressed and make recommendations on positive movement towards t...

Housing shortage in Pakistan has assumed an alarming proportion which requires a careful evaluation, assessment and well planed strategies to minimize housing backlog. Government has initiated practical steps i...

Housing is a Provincial subject sine land is a Provincial Subject. Procurement and development of Land for development of housing under different modes including PPP Mode. Execution of Low-Income Housing Progra...

On housing finance guidelines for proper regulations of financing by Infrastructure and Housing Finance Department of State Bank of Pakistan. A strong, well defined and prudent Regulatory regime has direct impa...

The use of solar energy in houses. It discusses the points why Pakistan needs solar energy for housing, such as Pakistan is facing an acute shortage of electricity. The current supply is largely thermal and hyd...

This presentation is based on sponsoring a shelter program proposed to be handled by HBFCL. This is a public support program through zakat and donations for enhancing mortgaged payment capacity of low-income bo...

This document overviews the low-cost housing scheme planned by KDA through World Bank finances in Surjani Town in the city of Karachi. The document outlines the investments made by HBFC and the fact that due to...

Low income housing in a rapidly urbanizing Pakistan. Pakistan is a rapidly urbanizing country. The proportion of its urban population was 15 percent at the time of independence. Now about 40 percent of the popu...

Real Estate Market(REM) has taken exponential plunge in the wake of the economic recession driving the investor settlement to all time lows. However where the world has failed in providing opportunities and pot...

The Council of Common Interest (CCI), which met here at the PM Office on Wednesday with Prime Minister Muhammad Nawaz Sharif in the chair, decided that the 6th population census will be held in March 2016 with ...

This document is a draft book on housing, which is the portion of mortgage finance Guidelines. This series of documents on mortgage financing has been written as textbook material with the express intention tha...

This presentation is outlining the reasons behind the required change in the interest-based conventional microfinance approach for alleviation of poverty. The presentation also analyses the PLS-based MitGhamr s...

The presentation is Isaiah Islamic Microfinance Institution, Pakistan’ Islamic micro-finance initiatives. Isaiah Islamic Microfinance Institution  registered as a non Profit Public Limited Company Limited by Gu...

This document is based on a Malaysian act titled Building And Common Property (Maintenance And Management) Act 2007.    

On a hot summer day in July 2010 in Lahore, Pakistan I visited Saiban’s KKB4 housing community; and under a veil of intense heat I found energy and inspiration in a woman with a vision and entrepreneurial acume...