Philippines Housing Finance post-FSAP follow up

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31/10/2016

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PowerPoint presentation Key FSAP issues for the Housing Finance System

FSAP – “private housing finance market is growing soundly but remains largely under-developed”
Numerous overlapping/competing and misdirected subsidies, tax credits and guarantees
Still much work on the building blocks for a sound housing finance system – eg Registration, Credit information, regulations, underwriting, etc
Developer Financing is unregulated and unquantified, yet could account for a large proportion of the financing for real estate.
Need for review of mortgage regulations by BSP

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