This EU-funded study was prepared for the City of Kigali, RHA / MININFRA, and MINECOFIN to estimate the demand and supply of housing in Kigali. It runs from the baseline year of 2012, plus 10 years, or until 2022, and proposes a housing typology and housing finance mechanisms to meet demand, especially for affordable housing. The study seeks to improve access to housing for all segments of the population and to provide investors and stakeholders with a clear understanding of the market. To simplify policy implementation, four different categories of housing have been identified according to household income and financing, within new housing demand: social housing (12.62% of new DU, housing that needs to be totally subsidized); affordable housing (54.11% of new DU, housing which needs some support but that could be off-loaded to end-users through a rental or rent-to-own mechanism); mid-range housing (32.80% of new DU, housing for middle-income households, with potential access to mortgage financing) and premium housing (0.47% of new DU, housing for higher income households that already has access to bank loans and traditional mortgage financing).